AUTO REFINANCE
Still Paying Your Original Car Loan Rate?
Rates move and credit changes. Check what you qualify for with multiple trusted lenders, then choose which ones reach out.
About 2 minutes. Name, date of birth, and cell phone to start. A one-time text code confirms it's you.
7 verified auto refinance lenders
Auto Approve
Autopay
Caribou
Gravity Lending
Hello Refi
OpenRoad Lending
RefiJet
Is This For You?
If two or more of these fit, it's worth two minutes.
Still on the rate from the day you bought
Financed when rates were high
Credit score is better than when you bought
The payment takes more of the month than it should
Vehicle 10 years or newer, under 150,000 miles
Credit score in the low 600s or higher
How It Works
1
Enter your details
First name, last name, date of birth, cell phone. Confirm with a one-time text code. We run a credit check so lenders see a verified file.
2
See which lenders you qualify for
We check you against each lender's criteria and show the ones that fit. You pick who you want to hear from.
3
Those lenders reach out
The lenders you chose contact you by phone or text to finish the application. Banks.com doesn't quote rates. The lenders you chose do that directly.
Why Banks.com
A verified panel
Every lender on the panel is named, vetted, and chosen by you. No lender you didn't pick ever sees your information.
You decide who calls
You choose which lenders contact you. We don't sell your information to buyers you never saw.
What we ask for
Four details to start. A credit check and a text code confirm it's you before any lender sees your file.
Frequently Asked Questions
What is auto refinancing?
A new lender pays off your current car loan and you repay the new lender on new terms. People do it to get a lower rate, a lower payment, or a different loan length.
What does Banks.com do?
We check which lenders on our panel you qualify for and connect you with the ones you choose. We don't lend money or quote rates. The lenders do that directly with you.
What information do you need?
First name, last name, date of birth, and cell phone number to start. We confirm your number with a one-time text code and run a credit check so lenders see a verified file.
Does a match mean I'm approved?
No. A match means you fit a lender's starting criteria. Each lender makes its own decision on eligibility and terms once you apply with them.
Who will contact me, and how?
Only the lenders you select. They reach out by phone or text to continue the application. You can decline any of them at that point.
Your rate was set the day you bought the car. Check what you qualify for now.
About 2 minutes. Name, date of birth, and cell phone to start. A one-time text code confirms it's you.
Banks.com is not a lender. We may receive compensation from lenders. Lenders determine eligibility and loan terms. A lender match does not guarantee approval.
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